Friday, November 28, 2008


Will the economy scare the shoppers away? Will the stores be afraid to sell items for less? Should you save your money and hope a better deal comes along later - or use it to pay the mortgage?

Black Friday needs only two things to be successful: stores with unbelievable deals and people in the stores with cash or credit.

Will the economy affect any of these things?

Remember, businesses have their cash tied up in inventory. They need cash. They get cash only if they sell their inventory. At the end of a quarter and the end of the year - both happen on December 31.

They will sell their inventory for retail, wholesale, at a loss - they don't care - they need to sell it.

That's good for you!

Black Friday, will be a sight to see as there will be better deals to buy and retailers will want to rid their stockrooms of this years and part of last years inventory but nobody will be able to spend like years past, not even like last year.

So there you have it. Manufactures and retail stores with too much inventory, too little sales and too little cash.

No manufacturer or stores is going to pass up this last opportunity to sell something - they're scared and everything will be ridiculously low prices.

So, if you are a serious Holiday Shopper, hold off and you will get better bargains before December 25.

Tuesday, November 25, 2008


It seems like we are faced with a simple choice:

1. Let the Big 3 go bankrupt with all the ensuring ripple effects throughout the economy leading to hundreds of thousands jobs amongst Detroit's suppliers, dealers and ancillary industries.

2. Give the Big 3 $25 billion with no strings attached so that they can use it to go bankrupt with all the ensuring ripple effects throughout the economy leading to hundreds of thousands of job losses from the business failures amongst Detroit's suppliers, dealers and ancillary industries.

3. Make the loans and make them NOW.

BUT... let's go this route (4) instead:

Learn from AIG - this money has to have serious STRINGS like these listed:

* Appoint a regulator or oversight board - Open the books - and go to work
* IF pensions are the problem eject them to the Pension Guarantee Trust
* IF healthcare costs are crippling; transfer payment to the ones being insured
* IF CEO/Exec pay is out of line with Toyota/Nissan etc. reduce it and restrict it in the by-laws
* IF UAW contracts are non-competitive - void them and start over
* IF Cheap imports are being sold below US production cost - tax them
* IF white-collar salaries are too high - cut them
* Future profits will be used to pay off the loans
* Included in the corporate charters will be minimum cash and re-investment rules

This is the path worth taking. Much pain will be endured to save the industry - the medicine is going to taste bad for all involved, especially us taxpayers!

We all have "too much to lose" if the 3 US automakers FAIL.

[We will spare you the what ifs]

Which is the better option?

Sunday, November 23, 2008


It is amazing what our local newspaper prints and what it never prints. What do we ask?

At last Thursday nights Council meeting Councilman Price questioned why Messer was voting on his raise. Ulrich recommended he not vote on it, but Councilman Messer said he was going to because he was an elected official and his constituents wanted him to.

Now isn't that a crock?

Why didn't Messer just come out and say: I'm voting on this because my union wants me too and because I plan to run for Mayor and I need the police department employees votes?

Have you looked at our council's voting record?

Then Mrs. Garry announces they might have to come before the Council before June of next year we are not going to have the money to pay for this building.

What she was really saying was "we're not going to have the money to pay the rent here."

So, we ask why shuffle all these numbers around so you can report to the newspaper we have balanced the budget?

You haven't balanced the budget. Did you just move the numbers around on paper to say you did, when you didn't?

Has any one of our readers looked at the city financials lately?

What gets us is we see City Attorney Gibson one month made a lot of extra money and here we thought he was on the city payroll?

We still haven't figured out why John Mattingly received a $2,900 check from the city yet this year.

One week we read things are getting better for our city. Then a few days later we read the mayor threatens of: cutting service and laying off city employees.

We say do it Doug, but we know he won't!

Do you other taxpayers feel held hostage by our city?

Then the following week he's bragging how the Industrial Park is booming and the business will bring in all kind of revenue and jobs.

What our Mayor doesn't bother telling the newspaper is because of his promises he then will turn around and have council members approve tax abatements for that existing company.

How can you bring tax dollars into our General Fund if you give every Tom, Dick and Harry a tax abatement?

The first year they pay NOTHING!

NO Taxes...

Have any one of our readers taken a drive over on Mt. Tabor lately?

You need too.

While the Industrial Park has nice new sewer pipes, stormwater pipes, fresh level paving the rest of our city looks like crap!

This city has became an obstacle course. Not only do you have to dodge the pot holes, but you know have to dodge the workman.

We also suggest you drive down by the Amphitheater where most of the time all you see is workers standing around shooting the breeze.

Go check it out yourselves and see.

"They smile and wave and then go back to shooting the breeze with their buddies."

As they say, time is money!

Maybe we need to invest in time clocks, but that wouldn't work they'd just have office staff to clock them in and out while having a beer at the Market Street VFW!


That's a hot issue right now.

After reading Friday's Guest Columnist: HAUB; FOP leader writes to dispel local tax, police "myths" by Paul M. Haub: we had to ask ourselves if this guy "lives paycheck to paycheck" how can he afford that big boat he bought?


Doesn't 84% of our General Fund matter to this guy?

We have never read anything about citizens calling them "greedy" but hey Paul now that you mention it "You are greedy!"

You are as "greedy as the drunken sailor we have in charge of our Tax and Spend" administration!

Because if you weren''d not be bitching about this new LOIT Tax.

You would be beating down the Mayor's door and asking him WHY he's spent all our tax dollars on campaign promises and standing with taxpayers on this issue.

If our General fund is around $16,000,000 million and the police and fire get about $13,000,000 how can this administration run the city on about $3,000,000 million that's left?

This issue sounds just like those Ford, GM and Chrysler Ceo's on TV this week. "They want it all, but they are not willing to make ANY concessions.


Why can't our police officers drive their own cars to work? Why don't they drop a couple of paid holidays? Are they logging their mileage correctly? Are they separating their call logs on personal calls and police calls?

This city works for the taxpayers!

We bet you if it was their money they might be singing another tune.

We all see our city in "big trouble", but, certain citizens think a new day is dawning.

Well, we would like someone to have the guts to take an audit and see where we really stand!

Why do we need more staff?

We have a Deputy Mayor and he's not even legally the deputy mayor. If the Deputy Mayor was not established according to Indiana Law, how can the Mayor expect the city to follow and to finance the plans laid out by the Deputy Mayor?

Saturday, November 22, 2008


Our Washington source states that on Friday afternoon the announcement will be, "HILLARY RODHAM CLINTON", as Secretary of State!

Freedom Of Speech Staff extends our warmest Congratulations, Madam Secretary...or do we still address you as Mrs. Clinton or just Hillary?

Friday, November 21, 2008


Protest Rally:

When: Saturday, November 22, 2008

Time: The march/rally will take place at 1-3:00 pm EST.

Where: National City Tower, 1001 South Fifth Street, Louisville, Ky. 40202

This is a peaceful protest!

March on the Louisville regional branch of the Federal Reserve, as part of simultaneous nationwide marches on the Federal Reserve Bank, 12 Federal Reserve regional banks and 25 Federal Reserve branch offices.

The Fed isn't going to like our message, and they're about the most powerful organization on the planet.

Maybe go out and get yourself some cheap dark glasses?

Please bring personal items such as cameras, snacks, water bottles, and signs/flags, etc.

Come Join Us!

Tuesday, November 18, 2008


Yesterday's dire news from Citigroup underscores the tremendous challenges facing our economy and the acute impact of the economic turmoil in New York. It also reflects the urgent need for action on a comprehensive new stimulus package to jump start our economy and restore confidence not only to the markets, but to consumers as well.

The loss of more than 50,000 jobs comes on the heels of 10 straight months of job losses and adds to the more than 1.2 million jobs lost this year alone.

The New York City Council estimates that the City alone could lose roughly 112,000 jobs in this downturn.

It is clear that the slide into recession has been rapid and steep. We must act decisively to change course. This is why I have urged President Bush and Congressional leaders to move quickly on a series of measures to help those Americans hardest hit by the current downturn and to spur economic growth.

We need to invest in infrastructure projects and clean energy jobs that could quickly put hundreds of thousands of Americans to work, as well as pave the way for long-term economic growth.

We should also extend unemployment insurance benefits, provide assistance to cash strapped cities and states to prevent cuts to critical services, and most importantly, take steps to prevent a new foreclosure crisis to keep more American families in their homes and to stabilize the housing market which is still underlying cause of the financial crisis.

With more job losses announced every day, more inaction will only make the path to recovery longer.

Senator Hillary Rodham Clinton


No joke, Harry Reid, Nancy Pelosi, and of course Barack Obama want to increase the stake of the federal government in the big 3 car manufactures, in exchange for a humongous ownership stake in them.

A key House Democrat is writing legislation that would send $25 billion in emergency loans to the beleaguered auto industry in exchange for a government ownership stake in the Big Three car companies.

House Speaker Nancy Pelosi and Senate Majority Leader Harry Reid are pressing for quick passage of an auto bailout during post election session of Congress that began on Monday.

The legislation being drafted by Democratic Rep. Barney Frank, chairman of the Financial Services Committee, would dip into the $700 billion Wall Street bail out money approved by Congress last month for the auto aid.

It is awful that we've to all intents and purposes we are entering a period of socialism.

What else do you consider the following:

* The government takes your tax dollars

* The government invests your tax dollars in companies it feels represent a good investment choice [AIG, AMEX, the Big 3 Auto Makers], based on criteria determined by the government and not by YOU

* You gain nothing from the investment if it succeeds, the government does, but if it fails, your tax dollars which were invested without your permission, have gone down the drain

Folks, of this is not socialism, We don't know what the hell it is!

Why should the government determine what we invest in, and how we invest in it? What happened to the ability to choose how our money is spent?

Obviously, GM, Ford, and Chrysler have all been publicly traded companies for ages, if consumers thought they were good investment option, they would have invested in them and driven the cost of their shares up, thereby keeping the companies financially solvent.

Secondly, if consumers thought their products were superior, they would have bought them instead of Honda's, Toyota's and what not, obviously, that is not what public sentiment is.

To make a long story short, the Government should not be in the business of investing taxpayer dollars in failed companies.

This is not Soviet Russia, Communist Cuba or Socialist Venezuela!

Saturday, November 15, 2008


Did the YMCA give away FREE BEER at the recent reception?

Who approved beer bar to be set up at the YMCA?

What image is this for our children and teenagers?

"Kids, come on down to the YMCA. Swim, workout and have a BEER."

Is the YMCA going to apply for a "Downtown Beer License" to set up their BAR?

Does their title really mean...

"Young Men's Christian Association?"

Friday, November 14, 2008


To the staff and readership of Freedom of Speech:

I am very excited and humbled by this victory.

It is truly a privilege and an honor to serve Floyd County as the first Judge of Floyd County Superior Court 3.

Throughout my entire term of service I will remain committed to Integrity, Fairness and Respect.

I am looking forward to establishing a court that provides justice for Everyone. Your invaluable support of my candidacy has helped make all this possible.

I sincerely thank you!

Maria Granger, Judge Elect
Floyd Superior Court 3

Thursday, November 13, 2008


Interest Rates [credit] are the cause and consequence of the Explosion of Income/Wealth Disparities and, hence, of the inherent Instability of this Economy:

Origin of Economic Chaos.

As far as we know, as of today no other economist has yet discovered the link between Income Distribution and the Liquidity Trap.

None of the traditional tools of government will work.

The helpless leaders of the G20 countries are pathetic, aren't they?

Can the right monetary and fiscal policy keep the US out of a recession?

Allen Greenspan recently stated:

Probably not. Global forces can now override most anything that monetary and fiscal policy can do.

Long-term real interest rates have significantly more impact on the core of economic activity than the individual actions of nations.

Central banks have increasingly lost their capacity to influence the longer end of the market.

Two to three decades, ago central banks were dominant throughout the maturity schedule. Thus, the more important question is the direction of long-term real interest rates.

When long-term interest rates are so low as not to reward the risk people stop to invest. Wouldn't you? Who can coerce them into losing money?

Because it is through investments that money is created.

The blood of the economy stops to flow, it is the ominous liquidity trap, the root of economic chaos.

The crash will be brutal, with NO prior warning, you need to be prepared!

Better safe than sorry...

Wednesday, November 12, 2008


5% reduction in all General Fund budgets for 2009:

DEPARTMENT............2008 BUDGET...LESS 5%

Mayor's Office.............$130,000...........$5,698

Controller's Office.......$136,850............$6,842

Clerk's Office..............$89,530..............$4,476



Board of Works...........$893,125............$44,656

Animal Control...........$412,415.............$20,607

Weight & Measures.....$32,265..............$1,613

Plan Commission.......$255,764.............$12,788

Building Comm..........$210,173..............$10,508

Police Department.....$5,830,830..........$291,541

Police Merit Comm....$34,950...............$1,748

Fire Department........$6,971,761...........$348,588


Fairview Cemetary....$157,439..............$7,872

West Haven


Source: Kay Garry City Controller

"Yes, these cuts will effect departments but we have to start somewhere."

Why doesn't England start with the entire third floor offices and cut out wasteful lunch parties, take home cars, expensive meetings, travel expenses and giving themselves pay raises when they aren't doing their job worth a damn!

The police and fire department budgets must be cut. The police and fire depart need funding for more help.

England wants the Floyd County Council to approve a NEW "Public Safety Tax" on us!

So...What did the fire department do?

"They bought a NEW BOAT with money intended for Fire Pensions."

Deputy Mayor Malysz says the boat money could be used for anything.

Now where's the rip-off?

To our City Council Members:

Had we had the same track record as you all do at our jobs. We'd be out on our keester faster than you can say bye-bye!

One final thought:

England just don't get it!

He feels he should TAX the living crap out of everyone to Balance their Mistakes and Over Spending, it's going to be "the same ole shit just a different year" as long as he is in office!

We just don't see why England doesn't understand that "We the People " have had to take pay cuts and cut back on OUR spending.

Why is it so hard for him to do the same things?

Remember taxpayers they each work for us, but England is very delusional, he now thinks WE ARE WORKING for him!


Saturday, November 08, 2008


The top 1% of wage earners pay 40% of all taxes and the top 10% of all wage earners pay 70% of all taxes. The bottom 45% of all wage earners pay nothing.

Our progressive tax system is already working.

If Obama thinks he is going to further increase the wealthy tax burden, he has another thing coming.

Since they have the money, they have the ability to pack up and move with their wealth to a more rich friendly place.

Believe us there are plenty of other countries who will accept them with open arms , and with them and their money, goes their investments, their commerce and jobs for millions of Americans.

Thursday, November 06, 2008


Floyd County judiciary represents a tremendous amount of talent, experience, and wisdom.

We are thrilled to see Maria Granger added to a branch of government that is so important to our democratic system and our community.

Maria Granger represents: Honesty, integrity, intelligence and fairness.

We look forward to seeing her join as the newest member of the Superior Court bench.

Congratulations, Maria, and welcome to the new Floyd County Superior Court 3!

We bet YOUR still glowing after last night's VICTORY...

Freedom Of Speech Staff

Tuesday, November 04, 2008


To all Freedom of Speech readers I give my sincere gratitude and thanks to your support of me through the Democrat Primary Election.

I am grateful and very encouraged that you have once again support my candidacy for Judge of our new Floyd Superior Court 3.

Thank you!

I intend to lead our new court with Real Judge Experience. Please share with your friends, co-workers and neighbors that I am the only candidate in this race with proven judicial experience as an Indiana Judicial Officer. I am doing the work of judge. I preside over 600 family law cases each year as Referee for Superior and Circuit Courts. In addition, I serve the Indiana Supreme Court as Hearing Officer deciding attorney discipline cases.

I have conducted more than 3200 court hearings. I listen to both sides of the case, research and apply the law and make a fair decision. I have not had any of my decisions overturned.

My advancement from attorney to Judicial Officer was based on fairness and judicial competence not partisan politics.

I was chosen for judicial service by the Indiana Chief Justice, the top judge in our state and also by trial judges. As a Judicial Officer, I seek new approaches to improve our court system through membership in the American Judges Association and the Association of Women Judges.

I am also the only candidate in this race who has fought crime for more than five years and prosecuted hundreds of cases before judges and juries. Also, I am the only candidate who has taught Business Law to college students at Indiana University Southeast in addition to managing a private, general law practice. I was also chosen again by the Indiana Chief Justice to serve with him on the Advisory Board of Indiana CLEO, a program which assists disadvantage college graduates to obtain a legal education and enter the legal profession. Plus, I stay active in a variety of community organizations which are listed on my website at

My work on the bench is very fulfilling and rewarding. You can count on me to continue to listen carefully and give personal attention to each case. I will continue to research the law and make fair, common sense and timely decisions. I will not waste your tax dollars on unnecessary additional expenses to run the court. As a former Deputy Prosecuting Attorney, I understand the importance of being tough on repeat and violent offenders. I will help decrease jail overcrowding by expanding court hours into the evening to reduce the caseload burden and increase access to the court for working citizens.

I am ready, willing and able to run a professional courtroom on day one.

Floyd County is my home, and I want to give my best to our community and continue to improve our court system. Thank you for lending your voice to build our new court of Integrity, Fairness and Respect.

A vote for Maria Granger is a vote for justice for everyone.

To everyone at Freedom of Speech your continued support is exciting, uplifting and encouraging.

Thank you, once again, for your support of Integrity, Fairness and Respect for Superior Court 3.

Maria Granger

Sunday, November 02, 2008


As a long time observer of some of the clowns we manage to put in office, it looks like the New Albany City Council will be worth watching for some comic relief over the coming years.

Only ten months into a four year term and some of our elected officials still don't get it.

The entire city is pretty much in "financial disaster," but with a bit of delusional self importance, Mayor England, Councilman Gonder and Councilman Messer continue to mislead the taxpayers of New Albany.

Councilman Gonder stated:

"We've got the extra hurdle of [Gov.] Mitch Daniels crowing about this surplus that we have in the state. But at the same time, we have threats of service being cut and red ink in the city budget."

Governor Daniels supported HB 1001 to help the taxpayers.

HB 1001 was intended to demand our city to live within our budget.

Doug England stated:

"citizens will get what they pay for."

DLGF sent a memo in December 2007 to all cities and towns telling them to stay within the 2007 Certified Budget.

Mayor England how could you get/give the following salary increases for 2008?

* Mayor England salary increase $64,000 to $75,000

* City Clerk Wisman increase $36,000 to $42,500

* Deputy Mayor Malysz [new position] $85,000

* Deputy Mayor Wilcox [new position] $43,000

Source: Tribune & C/J

Councilman Jack Messer stated:

He would support a new Safety Tax for the Police Department. How can Police Officer Messer legally vote on a new tax for HIS department?

He also stated: 75% of the city budget goes to police and fire department.

Correction, Councilman Messer. How about the true figure of 84% of our General Fund goes to police and fire department.

For god's sake, Councilman Messer, Councilman Gonder and Mayor England you can't even tell the truth to the taxpayers!

Can we say RECALL?